Experian


“Experian is one of the three credit bureaus and therefore offers a great service to those wanting to monitor their credit. By providing access to all three credit reports and scores for an affordable price, Experian is an invaluable resource for those rebuilding their credit or simply wanting to track financial health.”

Edna McClelland - 6/23/2017

4.3

Overall Rating
  • Free Monthly Credit Report & Monitoring Available
  • 3 Bureau Report Access
  • Live Customer Support 7 Days Per Week
  • FICO credit score monitoring
  • Fraud Insurance
www.Experian.com
Number of Bureaus Reported Free Trial Monthly Cost Reputation Score
3 Yes $21.95 9.4/10

More About Experian


Expert's Take

Experian: Dependable Credit Monitoring for the Modern Age


In a Nutshell: Experian’s monitoring service is set up a bit different than others. They actually offer a free basic monitoring service and a more in-depth subscription that you’ll pay monthly for. Experian, much like TransUnion, is one of the three bureaus, so they tend to lean more toward providing Experian reports and services. Overall, though, they have an easy to use member site and a lot of good information.

Price

If you choose to purchase full service monitoring with all the benefits, the cost is pretty average compared to other services. Experian offers a free trial, then charges after that. However, what makes them different is that they also give you the option of using a free monitoring service. It’s very basic, only giving you access to your Experian credit report, but you’ll still be notified of changes on your report and have access to toll free customer service, which is great when you’re on a tight budget. If you choose to pay for the full Experian CreditWorks monitoring service you’ll get some cool benefits.


Other Ratings


1. ClickFreeScore GO TO WEBSITE

4.9

Overall Rating
  • 3 Pricing Plans
  • Credit Fraud Consulting
  • Daily Monitoring
  • Scores & Reports from Experian, Equifax and TransUnion
  • Email Alerts
Click here for sign-up form, terms & details
Number of Bureaus Reported Free Trial Monthly Cost Reputation Score
3 Yes Varies 9.8/10

2. 3FreeOnlineScores GO TO WEBSITE

4.8

Overall Rating
  • Reports from all three major credit bureaus
  • 24/7 credit protection and monitoring
  • Automatic fraud alerts
  • Exclusive access to Credit Learning Library
  • Automatic alerts if any changes occur
Click here for sign-up form, terms & details
Number of Bureaus Reported Free Trial Monthly Cost Reputation Score
3 Yes Varies 9.7/10

3. FreeScore360 GO TO WEBSITE

4.7

Overall Rating
  • Extended Free Trial
  • Access to Dispute Center
  • $1 Million Identity Theft Insurance
  • Daily Monitoring
  • Learning Resources
Click here for sign-up form, terms & details
Number of Bureaus Reported Free Trial Monthly Cost Reputation Score
3 Yes $39.95 9.6/10

Bad Credit Stats

The average credit score of American consumers:

699


Bad

350-650

Fair

651-700

Good

701-750

Excellent

751-850

How-To Guides

How to Read a Credit Report

by Edna McClelland | 01/05/17

The 5 Ingredients of a Credit Score

by Edna McClelland | 01/05/17

Top 5 Things You Can do to Raise Your Credit Score

by Edna McClelland | 01/05/17

Testimonials See All

”I was doing research online about how to rebuild credit after my divorce when I came across MyReview. I was amazed at the detail of all their research. I ended up finding a great credit repair company, was approved for a secured credit card, and I’m now in the process of applying for a mortgage! I found all the companies I’m currently working with through MyReview and I couldn’t be happier with my choices.” – Jim Messenger


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”I knew I needed the help of a credit repair company after I found out the state of my credit report, but the industry seemed so shady that I wasn’t sure who to choose. MyReview helped me find one that offered what I was looking for at a price I could afford. I’m now working with a company I love and my credit score is up 14 points after just a few months!” – Aaron Marney

Contributing Experts

Connecting you with the products, services, and education resources you need to rebuild your credit and your life with confidence.