TrueCredit


“TrueCredit is as educational as it is effective. Not only will you receive direct information from the TransUnion credit bureau itself, but you’ll also have access to a personalized debt analysis. You can even take advantage of your very own score simulator to see where your TransUnion credit score has been and where it could go in the future. TrueCredit will provide you with a number of helpful resources, making it easier for you to grab hold of the reins of your financial profile.”

Edna McClelland - 6/23/2017

3.5

Overall Rating
  • Extensive Credit Education Resources
  • Personalized Debt Analysis
  • Direct Information from TransUnion
  • Up to $25,000 in Identity Theft Insurance
  • Monitoring from All 3 Bureaus
www.TrueCredit.com
Number of Bureaus Reported Free Trial Monthly Cost Reputation Score
3 Yes $19.95 8.9/10

More About TrueCredit


Expert's Take

TrueCredit: Helping You Take Control of Your Credit


In a Nutshell: As a branch of the TransUnion credit bureau, TrueCredit will provide you with all of the same benefits that TransUnion itself has to offer. Because of this, you can be positive that your credit reports and any credit predictions are accurate. TrueCredit has been esteemed for its reliability as both a credit monitoring service and as an identity theft protection service. With a sturdy partnership at its side, TrueCredit is a stable, yet flexible option for anyone looking to rebuild and/or maintain their credit scores.

Price

TrueCredit is a branch of TransUnion. This is good for consumers because that means you’ll be getting direct, accurate information from one of the three major credit bureaus. You can be sure that what you’re seeing is actually what’s on your credit report when you use TrueCredit, and there are countless other advantages.


Other Ratings


1. ClickFreeScore GO TO WEBSITE

4.9

Overall Rating
  • 3 Pricing Plans
  • Credit Fraud Consulting
  • Daily Monitoring
  • Scores & Reports from Experian, Equifax and TransUnion
  • Email Alerts
Click here for sign-up form, terms & details
Number of Bureaus Reported Free Trial Monthly Cost Reputation Score
3 Yes Varies 9.8/10

2. 3FreeOnlineScores GO TO WEBSITE

4.8

Overall Rating
  • Reports from all three major credit bureaus
  • 24/7 credit protection and monitoring
  • Automatic fraud alerts
  • Exclusive access to Credit Learning Library
  • Automatic alerts if any changes occur
Click here for sign-up form, terms & details
Number of Bureaus Reported Free Trial Monthly Cost Reputation Score
3 Yes Varies 9.7/10

3. FreeScore360 GO TO WEBSITE

4.7

Overall Rating
  • Extended Free Trial
  • Access to Dispute Center
  • $1 Million Identity Theft Insurance
  • Daily Monitoring
  • Learning Resources
Click here for sign-up form, terms & details
Number of Bureaus Reported Free Trial Monthly Cost Reputation Score
3 Yes $39.95 9.6/10

Bad Credit Stats

The average credit score of American consumers:

699


Bad

350-650

Fair

651-700

Good

701-750

Excellent

751-850

How-To Guides

How to Read a Credit Report

by Edna McClelland | 01/05/17

The 5 Ingredients of a Credit Score

by Edna McClelland | 01/05/17

Top 5 Things You Can do to Raise Your Credit Score

by Edna McClelland | 01/05/17

Testimonials See All

”I was doing research online about how to rebuild credit after my divorce when I came across MyReview. I was amazed at the detail of all their research. I ended up finding a great credit repair company, was approved for a secured credit card, and I’m now in the process of applying for a mortgage! I found all the companies I’m currently working with through MyReview and I couldn’t be happier with my choices.” – Jim Messenger


”I knew nothing about credit until I went to buy a car and couldn’t. I immediately started doing research online and came across MyReview in the process. Not only did their articles help me understand how to build good credit without going into debt, but their reviews helped me find a company that would offer me an auto loan despite my lack of credit history. Thanks for your help, MyReview!” – Vanessa Hickens


”I knew I needed the help of a credit repair company after I found out the state of my credit report, but the industry seemed so shady that I wasn’t sure who to choose. MyReview helped me find one that offered what I was looking for at a price I could afford. I’m now working with a company I love and my credit score is up 14 points after just a few months!” – Aaron Marney

Contributing Experts

Connecting you with the products, services, and education resources you need to rebuild your credit and your life with confidence.